the same job, five answers, $59,205 apart.
Every one of these is real, current and published by a company that knows what it is doing. They disagree because they are measurements of different populations, and in two cases of different things entirely. The right-hand columns are the part the pages themselves leave out.
| Source | Reported | What it measures | Sample |
|---|---|---|---|
| Indeedupdated 17 Aug 2026 | $62,795 | Advertised base hourly ($30.19), converted to a year at 2,080 hours by us — not a figure Indeed states | 526 salaries from job postings, pooled over 36 months |
| Salary.comas of 1 Jul 2026 | $81,130 | Base pay. The page labels its own data source two contradictory ways, so it cannot be classified | not published; the unusually narrow band is a modelled-estimate signature |
| ZipRecruiteras of 26 Aug 2026 | $90,386 | Metric not characterized by the source. Derived from "employer job postings and third party data sources" — advertised, not verified earnings | not published |
| Payscaleupdated 1 Jun 2026 | $93,249 | Average base salary, employee-reported through its own survey | 130 salary profiles |
| Glassdoorpage dated 2026 | $122,000 | Modelled median TOTAL pay — base $59k–$102k plus additional pay $33k–$62k | 50 self-reported salaries |
why the numbers cannot agree.
Two of them count adverts, not wages.
Two of them count volunteers.
They are not even the same metric.
The job title itself is noisy.
the BLS figure everyone quotes is the wrong occupation.
Pages citing government data for private chefs almost always reach for “Chefs and Head Cooks” (SOC 35-1011) and its $62,470 median. That is a restaurant, hotel and institutional occupation. Its own employer breakdown — food services 63%, traveler accommodation 9%, self-employed 6%, amusement and recreation 6%, healthcare 5% — contains no private-household category at all. (That 6% comes from a different BLS product, the Occupational Outlook Handbook, which estimates self-employment separately; the wage survey below excludes the self-employed outright.) The federal code that actually describes this work is 35-2013, “Cooks, Private Household”, which O*NET defines as preparing meals in private homes, including personal chefs. It reports $14,530 less.
| Band | 35-1011 Chefs & head cooks | 35-2013 Cooks, private household |
|---|---|---|
| 10th percentile | $37,900 | $36,090 |
| 25th percentile | $48,440 | $40,630 |
| Median | $62,470 | $47,940 |
| 75th percentile | $78,750 | $55,450 |
| 90th percentile | $98,560 | $91,130 |
| Jobs counted | 200,040 | 1,100 |
every figure above is before tax.
When someone searches how much private chefs make, they usually mean what lands in the bank. Not one of the sources above answers that, and no federal source publishes an expense ratio or a net margin for this work — so any page telling you chefs keep some percentage has invented it. Here is the arithmetic instead, with your own numbers in it.
- What you invoicedEverything a client paid you, across the year.
- Less what it cost to do the workIngredients at what you actually paid, mileage, insurance, equipment, and any platform commission. The IRS calls these ordinary and necessary business expenses, and they come off before tax is figured.
- That leaves net earningsThis is the number that matters, and it is not what the client paid.
- Self-employment tax: 15.3% of 92.35% of itTwelve point four percent for Social Security, on the first $184,500 of 2026 earnings, and 2.9% for Medicare with no ceiling. You generally owe it once net earnings reach $400. Half of what you pay is then deductible against income tax, which lowers your income tax — not your self-employment tax.
- Then income tax, federal and stateAnd state and local business taxes, licensing and permit costs, which vary by state and city and are not in any national figure.
- What is left is what you keptHealth insurance comes out of this too, in cash, whatever the self-employed deduction is worth afterwards.
a salary and a booking are not the same money.
“Private chef” covers two career shapes that pay in completely different ways, and the pages you find on this subject describe one or the other as though it were the whole job. Which one suits you is not a question about money alone.
A salaried household job
- An income floor that arrives whether or not you found a client this month.
- Employer-side payroll tax, so you are not paying the full 15.3% yourself.
- Usually health insurance and paid time off, which are cash you do not have to earn.
- Somebody else finds the work. Client acquisition is most of the job in the other column.
- Hours are frequently unstated in the advertised figure. A six-figure live-in role at 55 hours across six days is not the same as the same number at 40.
- Live-in packages are often quoted with housing valued at market rent — on the employer’s terms, and you cannot leave it and keep the money.
- One employer is one point of failure, and the relationship is personal as well as professional.
Independent bookings
- You set the price, and a good night is worth what you charged rather than 1/260th of a salary.
- Many clients rather than one, so losing any single one is survivable.
- Business expenses — equipment, mileage, insurance, ingredients — come off your income before tax is figured.
- You can hold the work at whatever volume fits the rest of your life.
- No floor. A quiet month pays what a quiet month earns.
- Self-employment tax is 15.3% and it is yours in full, on top of income tax.
- You buy your own health insurance, in cash, whatever the deduction is worth afterwards.
- Menu design, shopping, travel, cleanup and chasing inquiries are unpaid hours that a salary would have covered.
We run a booking marketplace, so treat our opinion accordingly — but if you need a predictable income and health cover more than you need control over your rate, the salaried household job is the better job, and there is no version of the arithmetic where wanting that is a mistake.
what a booking through us is worth to you.
Most marketplaces do not publish what they take, so a chef cannot put it in this arithmetic at all. Ours is an input rather than a claim about what anyone earns: we take 0% of your price. You set your quote and you keep all of it. The client pays a service fee on top of your price, which is what funds the platform, and it never comes out of yours. Their card is charged at checkout, the money is held in escrow before you start work, and it releases to your connected account 24 hours after your event’s scheduled start — 48 hours for each of your first three bookings, while you build a track record.
What we deliberately will not tell you is what our chefs earn. We are early and our catalogue is small, so any figure we published would be a handful of bookings dressed up as a market — which is the exact error the rest of this page is about.
the questions underneath the question.
So what do private chefs actually make?
Why do the salary websites disagree so much?
Does the Bureau of Labor Statistics measure private chefs?
Do those figures include tips?
Is a private chef an employee or self-employed?
How much of what I charge do I keep?
every figure, and where it came from.
Salary pages move weekly and tax figures change with the year, so each source carries the date we read it. If you are reading this long after that date, re-check before relying on a number.
- BLS — Technical Notes for May 2025 OEWS EstimatesThe survey’s own statement that it excludes private households and the self-employed. Read 26 Aug 2026.
- BLS — Occupational Outlook Handbook, Chefs and Head CooksThe employer breakdown with no private-household row. 2024 employment data. Read 26 Aug 2026.
- O*NET — 35-2013.00 Cooks, Private Household"Prepare meals in private homes. Includes personal chefs." Read 26 Aug 2026.
- Indeed — Private chef salary in United States$30.19/hr from 526 job postings, updated 17 Aug 2026. Read 26 Aug 2026.
- ZipRecruiter — Private Chef Salary$90,386, stated as of 26 Aug 2026. Read 26 Aug 2026.
- Salary.com — Private Chef Salary in the United States$81,130, stated as of 1 Jul 2026. Read 26 Aug 2026.
- Payscale — Average Private Chef Salary (US)$93,249 average base from 130 profiles, updated 1 Jun 2026. Read 26 Aug 2026.
- Glassdoor — Private Chef: Average Salary & Pay Trends$122,000 median total pay from 50 submissions. Read 26 Aug 2026.
- IRS — Topic no. 554, Self-employment taxThe 15.3% rate, the 92.35% base and the $400 threshold. Page updated 26 May 2026.
- IRS — Topic no. 751, Social Security and Medicare withholding ratesThe $184,500 Social Security wage base for 2026, and that Medicare has no ceiling.
- IRS — Standard mileage ratesThe two 2026 rates: 72.5¢ a mile 1 Jan–30 Jun, 76¢ 1 Jul–31 Dec. Authority IR-2025-128.
- IRS — Independent contractor (self-employed) or employee?The three categories of evidence, and that no single factor decides it. Updated 19 May 2026.